Outer Banks Flood Zones & Insurance Guide

Prepare to be captivated by this phenomenal oceanfront haven, a rare offering that seamlessly blends luxury, privacy, and unmatched investment potential. History speaks for itself…with 2023-2026 rental income exceeding $250K annually. Appropriately named “Rising Sun” and ideally located in the Salvo oceanfront community, this 22,500 sq. ft. lot boasts a solid dune line with uninterrupted ocean views from sunrise to sunset. The ground level is total paradise. Dive into the resort-style pool zone with a dreamy waterfall, swim-up bar, and a kiddie pool. Soak your worries away in the hot tub, sip something tropical at the custom tiki bar, or fire up the grill in the outdoor cooking area. Two outdoor showers, plenty of shady hangout spots and an oceanfront just steps away make this backyard location the perfect playspace. The first floor offers endless fun. Challenge friends and family to foosball or a billiards game or enjoy movie night in the home theater. Middle-level accommodations galore will keep your guests scrambling to pick out their favorite space to crash. Two bunk rooms with a handy Jack and Jill bath will keep the kiddos happy, and 4 master ensuites with convenient deck access offer the perfect spot to enjoy fresh ocean breezes and a morning coffee too. There’s even a media room with a full-size fridge and wet bar. The open-concept, main level living is the perfect entertainment space with cathedral ceilings and endless oceanfront views. This well-appointed gourmet kitchen is made for feeding a crowd… double wall ovens, two dishwashers, a spacious prep island, and island seating at the wet bar. And, there’s even a seat for 30+ guests to enjoy a seafood meal fit for a king. Two king-size ensuites and a loft check all the boxes that make third-level living pretty special. Rising Sun's floor plan measures 6,850 square feet of finished and heated living area which offers 10 bedrooms, though Dare County permitting allows for only 9 bedrooms. The finished but unheated ground level add another 550 square feet. With a proven rental history with exceptional ROI, this property is perfectly positioned for savvy investors. Enjoy the laid-back Salvo beaches that offer plenty of privacy, peace and quiet.

Where the wild horses roam free and the Atlantic Ocean meets 1.3 acres of pristine coastal privacy, you will find this spectacular ten-bedroom, ten-and-a-half-bathroom oceanfront estate. Located just 2.3 miles up the off-road beaches—a world away from the everyday, yet effortlessly accessible—this near 5,000-square-foot custom masterpiece was completed in 2018 to offer the absolute pinnacle of Outer Banks living. Showing like a brand-new home, the property has been meticulously maintained, featuring complete interior and exterior paint freshly completed in 2026, along with recently replaced HVAC systems to ensure total peace of mind. Boasting 60 feet of direct ocean frontage, the home delivers mesmerizing, unobstructed wave-breaking views to the east for breathtaking sunrises, alongside stunning sunset views over the Currituck Sound and its outer islands to the west. Designed flawlessly for grand-scale entertaining and total relaxation, the outdoor oasis features expansive east and westside decking that frames the panoramic views, leading down to a massive backyard pool area. This exterior retreat comes complete with a brand-new 2026 hot tub, a dedicated kiddie pool, a built-in grilling area, a gas firepit, and abundant lounge seating. Stepping inside to the ground level directly from the pool deck, you are greeted by a spectacular entertainment pub featuring a full wet bar equipped with an ice maker, microwave, refrigerator, and multiple flat-screen televisions. This space flows seamlessly into a spacious game room with a pool table, which sits adjacent to a private, dedicated movie theater room perfect for evening films and gaming. An elevator services all levels of the home, and this ground floor is rounded out by two luxury en-suite bedrooms, plus a third bedroom utilizing a shared full bath. The mid-level serves as an ideal secondary retreat, offering a large central gathering area, convenient dual stackable washers and dryers, and five spacious en-suite bedrooms, several of which feature beautiful custom tile showers. Ascending to the top level, you will be utterly memorized by the sweeping ocean views framed perfectly through a dramatic wall of windows. The massive living room features vaulted ceilings, an electric fireplace, and direct access to both the east and west decks. Nearby, the chef’s dream kitchen is fully loaded to handle large crowds, boasting dual refrigerators, dual dishwashers, a double wall oven, a stovetop range, premium granite countertops, and a large island with bar seating. Two grand en-suite bedrooms anchor this top tier, each boasting upscale tile showers and private deck access. Beyond its physical beauty, this property is a proven investment powerhouse situated securely in the coveted X flood zone, meaning no flood insurance is required. It has a highly productive history of grossing over $200k annually for the last several years, and the current 2026 season is already outperforming expectations with $215k in rental income already booked. For serious buyers looking for a transparent and smooth transaction, a comprehensive pre-listing home inspection is available for review. Whether you are seeking a lucrative rental machine to anchor your investment portfolio or a private family legacy estate, this Corolla gem is unmatched in both luxury and performance.

Constructed in the pristine 4WD beaches of Carova, Summer Fridays is a newly completed oceanfront Villa that seamlessly blends exceptional investment performance with luxury coastal living. Completed in May of 2026, the home generated over $263,000 in bookings during its partial inaugural season, with projected rental income approaching $400,000 in 2027. Buyers have the rare opportunity to own an income-producing new construction home without the time, cost, and uncertainty of building. Positioned to capture breathtaking ocean views from nearly every room, this extraordinary residence was thoughtfully designed from the ground up with every detail focused on creating an unforgettable guest experience. From the carefully selected homesite and architectural design to the curated furnishings and resort-style amenities, every element reflects a committment to comfortable luxury. Designed to rival a private resort, the outdoor living spaces are truly exceptional. The expansive pool area features a 16x35 heated salt water pool with a large 10x16 tanning ledge, integrated seating, and generous lounging areas in both the sun and shade. The oversized pool cabana serves as a true outdoor living room, complete with a television, electric fireplace, ceiling fan, beverage center, microwave, blender, and extensive seating and countertop space. Adjacent to the cabana, the fully equipped outdoor kitchen includes a premium Kitchen Aid six burner gas grill and pizza oven, creating the perfect setting for entertaining. Guests will also enjoy an outdoor theater overlooking the ocean, a fire pit gathering area, outdoor games, a luxury outdoor shower finished with exotic IPE hardwood, and a convenient poolside bathroom. Expansive decks wrap 3 sides of the home, maximizing panoramic Altantic Ocean Views, refreshing coastal breezes, and spectacular sunrise vistas from every level. Inside, the home comfortably accomodates large groups (sleeps 24) without sacrificing luxury or privacy. Ten of the twelve bedrooms are Master Suites, and two are custom-built bunk rooms. Premium architectural finishes include shiplap ceilings, custom millwork, stainless steel cable railings that preserve uninterrupted views, textured cork feature walls, and designer furnishings throughout. The chefs kitchen is designed for effortless entertaining, featuring double wall ovens, a separate range, two dishwashers, a full size refrigerator, separate full size freezer, beverage center, expansive prep space, and seating for 32 between the oversized island and dining area, allowing everyone to gather together for meals. Three levels of entertainment ensure every guest has space to relax. Two additional wet bars provide convenient access to refreshments, while the private indoor theatre offers standium seating for 13 guests. Outdoors, a second movie theatre with seating for twelve creates an unforgettable evening experience beneath the stars. Adding even greater value the home is located within a desirable X Flood Zone, meaning flood insurance is not required. Surrounded by Carova's unspoiled beaches, roaming wild horses and remarkable natural beauty, Summer Fridays offers a rare combination of privacy, luxury, and investment potential. Whether you're seeking an exceptional income-producing property, a legacy family retreat, or both, this newly completed oceanfront represents one of the finest opportunities available on the Outer Banks.

Located on a 62' wide oceanfront homesite, The Lodge features 8 bedrooms and everything South Nags Head has to offer with a great location very close to Jeanette's Pier and Outer Banks Fishing Pier. Beautiful panoramic ocean views on the top level of this home and ocean views from 5 out of 8 bedrooms with a great floorplan and living spaces on all three floors allowing everyone to have their own space yet plenty of common areas to enjoy together. New in 2026, the beach walkway is a highlight making getting to the beach much easier. Excellent views of the pier and ocean from the new dunetop observation deck. The ground level features a game room with a kitchenette with a full-size refrigerator and bar and two bedrooms. The mid-level includes 5 bedrooms, both east and west facing decks, and a TV room/den. The top level of this home is spacious and bright with an open floor plan, half bath, and large ensuite overlooking the beach. Plenty of room for everyone to gather outside with pool, kiddie pool, hot tub, and a beach walkway and observation deck. Close to shopping, local attractions, resturants, Oregon Inlet, Pirate's Cove, and Manteo.

This is your opportunity to secure a beautifully rejuvenated oceanfront beach home before it’s gone. With fresh interior and exterior paint, new flooring, direct beach access, and sweeping ocean views, this rare find is move-in ready and full of coastal charm. There’s even room to add a pool and elevate the property even further. First Level: Welcoming entryway with generous storage, full bathroom, laundry area, and a cozy sitting room. Mid-Level: Four bedrooms, two full baths, a bonus room, and an oceanfront deck accessible from two bedrooms—perfect for morning sunrises and salty breezes. Top Level: A spacious great room with cathedral ceilings and abundant natural light, plus the primary bedroom and a half bath. Step onto the expansive oceanfront deck with built-in seating and unwind to the soothing sound of the waves. Additional highlights include paved parking, an outdoor shower, and convenient access to shopping, dining, bike rentals, ice cream parlors, and coffee shops. Don’t miss your chance to own this exceptional oceanfront retreat—schedule your showing today.

Experience the best of Corolla living in this stunning 10-bedroom oceanfront retreat. Perfectly positioned to capture sweeping Atlantic views, this expansive coastal home offers the ideal blend of luxury, comfort, and income potential, consistently boasting over $300K in annual income. The home features an elevator for easy access to all levels, a home theatre, and a spacious game room for endless entertainment. Step outside to your private pool, tiki bar, and hot tub, or head straight to the beach from your oceanfront walkway.

Nestled behind a thick, protective vegetated dune in North Swan Beach, where wild horses roam freely along the famous 4WD beaches, this custom-built oceanfront sanctuary offers an extraordinary blend of coastal luxury and unspoiled nature. Constructed in 2013 and spanning nearly 3,000 square feet, this home has been exclusively enjoyed as a private second residence and never rented. Professionally decorated with exquisite furnishings sourced from Exotic Home, the home is offered mostly furnished (with some personal exclusions), presenting a turnkey opportunity to move right in. Built to withstand the elements with virtually zero/low maintenance, the exterior features durable NuCedar PVC siding and trim, a standing seam metal roof, high-end Ipe hardwood decking, and stainless steel cable railings. The property is designed for the ultimate beach lifestyle, complete with a separate dedicated shed to store ATVs and side-by-sides. The ground level serves as a private outdoor resort, centered around a massive paver patio, a sparkling private pool, a gas fire pit, and a custom tiki bar for evening entertaining, complete with an outdoor shower and toilet for effortless convenience. Entering the main foyer on the first level, you are welcomed into a cool, ceramic-tiled sitting room designed for relaxed gatherings. This level features four spacious bedrooms, including three en suites with high ceilings, custom-tiled baths, direct deck access, and custom stained-glass transom windows over every entry. A fourth guest bedroom has access to a full bath servicing the entire floor, while the shaded Ipe deck outside invites you to soak in the hot tub after a sun-soaked day on the shore. The top floor reveals a grand great room with soaring vaulted ceilings and expansive walls of glass that flood the home with natural light and panoramic ocean views. The heart of the living space features a unique two-way interior/exterior gas fireplace, a large dining area, and a screened-in porch that opens directly onto the east-side sundeck to capture the coastal breezes. The chef’s kitchen boasts a massive granite eat-in island, side-by-side refrigerator/freezer, double ovens, an electric range, abundant cabinetry, and a dedicated coffee and cocktail wet bar with a beverage fridge. The top-floor primary suite offers a spa-like bath with dual vanities, a custom walk-in tile shower, and a walk-in closet with custom built-ins, along with bay windows designed to showcase ocean views right from the bed. For buyers seeking the ultimate privacy buffer or room to expand, the vacant oceanfront lot directly next door is also available for purchase with the home.

Projected to earn up to $135,000 with a full year and almost $100,000 booked for the 2026 season. This oceanfront offers guaranteed 2026 rental income in a location adored by Outer Banks visitors. Unveil the charm of South Nags Head with this oceanfront income producing property. The home offers direct beach access, breathtaking views, and spectacular sunrises over the Atlantic Ocean. Recent renovations have transformed the space, featuring a fully remodeled kitchen and updated bathrooms, and fresh interior painting to brighten the space, ensuring a modern yet coastal experience. The thoughtfully designed reverse floorplan layout maximizes panoramic ocean views. The expansive living room, adorned with stylish wide-plank LVP flooring and vaulted ceilings with skylights, creates a bright and airy ambiance. Original juniper wood walls adds warmth and character in the vaulted foyer, while the updated painted juniper creates a crisp balance. The spacious living area spans the width of the house and offers 2 seating options with deck access to an expansive oceanfront deck! Enjoy a relaxing soak in the hot tub while taking in the ocean breezes and gorgeous views of the Atlantic. The remodeled kitchen boasts stunning quartz countertops and stainless steel appliances, making meal preparation a delight. With two dining tables accommodating up to twelve people and bar seating for eight, hosting family gatherings has never been easier. The primary suite on the top level includes a king bed, ensuite bath, and private deck. The lower level features additional bedrooms, including another ensuite, with three rooms offering deck access to enjoy ocean breezes and the soothing sound of waves. A cozy mid-level den serves as an extra hangout area, complete with a wet bar and mini fridge, perfect for the kiddos, gaming, or added movie space. The just beyond the private pool, you can find the world renowned sandy beaches of the Outer Banks. Located at Milepost 19, this home is nestled in a highly sought after location with uncrowded beaches. Less than a mile away, the Outer Banks Fishing Pier and Fish Head's Bar and Grill invite you to enjoy oceanfront dining with live music, a treasured spot for locals and visitors! Plus, you're only a few miles from Coquina Beach and the renowned 4x4 beaches of Cape Hatteras National Seashore, popular for fishing and surfing. Schedule a tour and enjoy the charm and allure of South Nags Head.

Oceanfront home to RISE N' SHINE, a transformative start to your day and all that lies ahead as you experience everything this seven-bedroom/seven- and one-half bath home has to offer you, your family and friends. It’s just a short stroll from the calm ocean waves and a large swimming pool, surrounded by inviting chaise lounges, a six-person hot tub, and two outdoor showers where you can take a refreshing rinse upon returning from the sandy beach. Two grills — one charcoal and one gas — give you options for afternoon cookouts. Need a break from the sun? Head into the game room on the first level. It's the perfect cool retreat, offering a Smart TV, pool table, arcade game console, and foosball table for endless entertainment. Plus, you’ll find a full-size refrigerator, making it easy to grab a quick snack or a cold drink. With an ensuite bedroom outfitted with two pyramid bunks and another ensuite bedroom with two single beds — both with Smart TVs — this level is the perfect hang-out spot for the kids. A washer/dryer completes this level. Four more of the home’s ensuite bedrooms are located on the second level, just off the entry-way foyer. All are king masters with Smart TVs, two of which feature private access to a covered oceanfront deck where you can watch dolphin pods frolicking beyond the surf. The final bedroom, a king master with deck access and an ensuite bath featuring a double vanity and stone tile shower, is located on the top level, just off the great room. It is here where you should prepare to be captivated. This open living area is an invitation to unwind, centered around two giant leather couches perfect for kicking back and enjoying the Smart TV. Craft your family's best meals in the well-equipped kitchen, then gather for a feast at the eight-person dining table and the four-person breakfast bar, all while the ocean’s melody provides a soothing soundtrack. Best of all, doors in the dining area open wide onto the top floor deck where you can enjoy the evening breeze with a glass of wine or truly live up to the home’s name with your morning coffee.

Enjoy the ultimate coastal lifestyle at this premier seven-bedroom Outer Banks oceanfront estate located in the prestigious Pine Island community in Corolla. Recent updates in 2026 include NEW LVP flooring, NEW interior and exterior paint, and many new windows and doors. This home boasts an exceptional layout, breathtaking views, direct private beach access, and all the amenities guests need-- a large private pool and hot tub, sauna, game room, generous bedrooms and baths, large decks for soaking in the sunshine, a direct walkway to the beach with dune top seating, and more. The kitchen is fully equipped for large groups and features granite counters, double refrigerators, double ovens/stoves and double dishwashers, along with plenty of seating. The upstairs grand master suite is one of seven spacious bedrooms, many of which offer direct deck access and private baths. Also enjoy community perks and resort style amenities that Pine Island offers, including the neighborhood pools, beach club, playground, bike/jogging paths and tennis and basketball courts. Whether you are seeking a lucrative investment or a private family retreat, 455 Pipsis Point offers the perfect blend of luxury, location, and proven income potential.

One of the most well-appointed and premier homes on the Outer Banks, this oceanfront estate is almost 10,000 sq ft of living space and was constructed in 2018 in the world-class Palmer’s Island community. Generating well OVER $700K IN 2026 and tracking for OVER $800K IN RENTAL INCOME FOR 2027, the home is an amazing investment and an idyllic summer home. You'll be hard pressed to find a home on the Outer Banks that has this kind of income potential, lot size and privacy, amazing unobstructed ocean to sound views, and unique amenities. Situated on over an acre of land with 150 feet of oceanfront, the property boasts expansive panoramic views overlooking the Atlantic Ocean to the east and the Currituck Sound to the west.  This pristine home is designed to fuse the classic coastal shingle style of historic Outer Banks cottages and the shingle style of the north, with modern touches throughout in a location where privacy and seclusion are paramount.  A private boat dock and ramp on the Currituck Sound offers access to boating, kayaking and fishing. The nearby Pine Island Racquet Club, Sanderling Resort, and Currituck Club Golf Course offer indoor tennis, Spa, indoor pool and fitness club, exclusive restaurants, and premier golf respectively. Located in between the towns of Duck and Corolla, Palmer’s Island can also be accessed by landing a private plane at the nearby Pine Island airport and is just over an hour away from the Norfolk airport. This coastal retreat features 12 luxurious ensuite bedrooms, hardwood floors, gourmet kitchen, multiple living areas and kitchenettes, it's own theatre room, game room with arcades pool table, private elevator, laundry facilities on each level, custom tiled bathrooms, and even it’s own private English Pub on the top level. Outside, the private 24’ x 50’ heated pool and poolside cabana feature a relaxing lounge area with outdoor entertainment, grilling area, and two hot tubs that flow into an impressive game area under the home with mini golf, shuffleboard and ping pong, corn hole, horseshoes, and rock climbing wall.  Step out onto the private boardwalk to the beach leading to a dune-top sun deck and easy access to the beach. The home is elevated over the dune (no flood insurance required) and offers exquisite views of the stunning coastal landscape from all levels, allowing you to take in both sunrises and sunsets from every level. Four of the twelve master bedrooms are large luxurious suites, each with private deck access, custom baths, and comfortable furnishings. The additional eight master bedrooms have their own private bath as well, two of which are unique kids rooms with built in bunk beds. You will not find a more perfect home on the beach, and it’s no wonder it was recognized as the winner of the Judges award of Excellence and People’s Choice award in the 2018 OBX Parade of Homes.

Rare opportunity to own an oceanfront home in Hatteras Landing, one of Hatteras Village’s premier subdivisions! Located at 59081 Coast Guard Road, Southern Extreme is the second home from the end, offering incredible views of the Atlantic Ocean, beach, Pamlico Sound and the south end of Hatteras Island. The top level great room is the showstopper, with soaring ceilings, walls of windows and ocean views in nearly every direction. The spacious kitchen features abundant cabinetry, granite countertops, a large breakfast bar and plenty of room for everyone to gather, with multiple dining areas overlooking the water. This home was built for a crowd with multiple living spaces, including a game room, family/media room, den and ship’s watch, giving everyone plenty of room to spread out. An elevator provides easy access between levels. Outside, enjoy the private pool, hot tub, expansive oceanfront decks and direct access to the beach. Hatteras Landing also offers sound access with a pier and gazebo, a perfect spot to take in the sunsets over the Pamlico Sound. Just across the street are Hatteras Landing Marina and Teach’s Lair Marina, putting boating, charter fishing and two full service marinas practically at your doorstep. Hatteras Village is one of the Outer Banks’ premier sportfishing destinations, with quick access to the Gulf Stream and outstanding offshore fishing. Shopping, dining, the Graveyard of the Atlantic Museum and the ferry to Ocracoke are all nearby. Whether you are looking for a second home, vacation rental or your own oceanfront retreat, Southern Extreme offers the space, views, amenities and location to enjoy the best of Hatteras Village from the ocean to the sound.