Outer Banks Flood Zones & Insurance Guide

Oceanfront living at its best in the heart of Southern Shores! This impressive coastal retreat offers sweeping Atlantic views, direct beach access, and the kind of space and amenities that make the perfect rental home. With seven en-suite bedrooms, multiple gathering areas, and an elevator serving all levels, the home is designed for both comfort and convenience. The main living area is bright and open with vaulted ceilings, expansive ocean views, and a well-appointed gourmet kitchen featuring granite countertops and high-end stainless steel appliances—including a double oven, two refrigerators, and two dishwashers—ideal for entertaining large groups. Throughout the home, generous bedroom suites provide privacy and comfort, while a dedicated theater room and game room with wet bar offer plenty of options for indoor fun. Outside, enjoy true resort-style living with a private oceanfront pool, hot tub, spacious decks, and your own walkway leading directly to the beach. ALL DECKS WERE RECENTLY REPLACED and the top-level oceanside deck has been upgraded with Trex decking, offering added durability and long-term peace of mind. Perfectly positioned in a sought-after area, the home offers easy access even on busy summer weekends, a short walk to the bike path for walks, runs, or bike rides into Duck. Whether you’re seeking a luxury second home, a strong investment, or both, this Southern Shores oceanfront delivers timeless coastal appeal in one of the Outer Banks’ most desirable and convenient locations!

Experience the best of Outer Banks oceanfront living in Corolla's coveted Ocean Hill community. Perched on one of the highest lots in the neighborhood, this exceptional 7-bedroom, 5.5-bath home offers over 5,100 square feet of beautifully designed living space with panoramic Atlantic Ocean views, a private boardwalk to the beach, and the amenities today's vacation renters seek. Designed with a reverse floor plan to maximize breathtaking ocean vistas, the upper level showcases soaring wood-accented cathedral ceilings, a stunning picture window framing the Atlantic, spacious gathering areas, and expansive sun and covered decks perfect for entertaining or relaxing after a day on the beach. An elevator provides convenient access to every level, while the private pool, hot tub, screened porch, and outdoor shower create the complete resort-style experience that keeps guests returning year after year. This property has been thoughtfully updated and is truly turnkey, featuring fresh exterior and interior paint, Trex decking, a new vinyl pool liner, updated interior furnishings, upgraded mattresses, and new outdoor furniture. These recent improvements enhance both owner enjoyment and long-term investment value while minimizing immediate capital expenses. Ideally located just minutes from the Currituck Beach Lighthouse, Historic Corolla Village, shopping, dining, the 4WD beaches, and the famous Corolla Wild Horses, this home offers the location, size, and amenities that consistently make Ocean Hill one of Corolla's most desirable vacation destinations. Whether you're expanding your investment portfolio or searching for a luxury second home that generates substantial rental income when you're away, this home offers the ideal combination of strong income potential, exceptional guest appeal, and enduring coastal value. This is a rare opportunity to own a proven vacation rental in one of Corolla's premier oceanfront communities while creating lasting memories for generations to come.

Projected to earn up to $135,000 with a full year and almost $100,000 booked for the 2026 season. This oceanfront offers guaranteed 2026 rental income in a location adored by Outer Banks visitors. Unveil the charm of South Nags Head with this oceanfront income producing property. The home offers direct beach access, breathtaking views, and spectacular sunrises over the Atlantic Ocean. Recent renovations have transformed the space, featuring a fully remodeled kitchen and updated bathrooms, and fresh interior painting to brighten the space, ensuring a modern yet coastal experience. The thoughtfully designed reverse floorplan layout maximizes panoramic ocean views. The expansive living room, adorned with stylish wide-plank LVP flooring and vaulted ceilings with skylights, creates a bright and airy ambiance. Original juniper wood walls adds warmth and character in the vaulted foyer, while the updated painted juniper creates a crisp balance. The spacious living area spans the width of the house and offers 2 seating options with deck access to an expansive oceanfront deck! Enjoy a relaxing soak in the hot tub while taking in the ocean breezes and gorgeous views of the Atlantic. The remodeled kitchen boasts stunning quartz countertops and stainless steel appliances, making meal preparation a delight. With two dining tables accommodating up to twelve people and bar seating for eight, hosting family gatherings has never been easier. The primary suite on the top level includes a king bed, ensuite bath, and private deck. The lower level features additional bedrooms, including another ensuite, with three rooms offering deck access to enjoy ocean breezes and the soothing sound of waves. A cozy mid-level den serves as an extra hangout area, complete with a wet bar and mini fridge, perfect for the kiddos, gaming, or added movie space. The just beyond the private pool, you can find the world renowned sandy beaches of the Outer Banks. Located at Milepost 19, this home is nestled in a highly sought after location with uncrowded beaches. Less than a mile away, the Outer Banks Fishing Pier and Fish Head's Bar and Grill invite you to enjoy oceanfront dining with live music, a treasured spot for locals and visitors! Plus, you're only a few miles from Coquina Beach and the renowned 4x4 beaches of Cape Hatteras National Seashore, popular for fishing and surfing. Schedule a tour and enjoy the charm and allure of South Nags Head.

If you've been dreaming of a no-fuss beach cottage where the ocean is front and center, Dolphin Run delivers. This classic single-level home is a true Hatteras “beach box,” full of vintage charm and steps from the sand. The expansive oceanfront sundeck gives you big views over the dunes—perfect for soaking up the sun, catching the sunrise, or stargazing with your favorite people. Inside, you’ll find four bedrooms and two full baths—one is a private en suite off the queen bedroom, and the other is conveniently located in the hall. The open living, dining, and kitchen area brings everyone together, whether you're grabbing a quick bite or unwinding after a long beach day. The elevated laundry and storage room downstairs offers plenty of space for your gear, and the roomy, convenient outdoor shower makes cleanup a breeze after sandy adventures. There is also a fish cleaning table and grill for added convenience. Located in the heart of Hatteras Village, you’re right across from Teach’s Lair Marina—ideal for boating and fishing—and just a golfcart ride from local shops, galleries, and restaurants. Hop on a charter, explore the Graveyard of the Atlantic Museum, or take the free passenger ferry to Ocracoke. With nearby ORV beach access and paddleboarding at Sandy Bay, adventure is always close by. Whether you're looking for a nostalgic retreat or a solid oceanfront investment, Dolphin Run offers the best of coastal living in one of the most beloved villages on the Outer Banks.

Welcome to Patti's Place, located at 41107 Ocean View Drive in Avon, NC—a stunning oceanfront retreat just south of the Avon Pier, offering the perfect blend of coastal luxury, comfort, and breathtaking Atlantic views. This spacious 5-bedroom, 5-bathroom home has everything you need for making unforgettable family memories, whether you're seeking a year-round residence, vacation getaway, or exceptional investment opportunity. Lovingly maintained and thoughtfully improved, the seller has made numerous upgrades over the years, including some major recent enhancements that add both value and peace of mind. The home features a new fortified roof, the majority of the windows have been replaced, and a convenient full bathroom has been added adjacent to the pool area—perfect for rinsing off after a day on the beach without tracking sand through the house. Wake up to spectacular sunrises over the Atlantic Ocean and spend your days enjoying the beautiful Avon beach just steps from your back door. Patti's Place is centrally located in the village of Avon, within walking distance to shops, restaurants, attractions, and the iconic Avon Pier. Inside, the inviting open-concept living area is filled with natural light and framed by expansive windows showcasing panoramic ocean views. The spacious layout offers plenty of room for family and guests, with five well-appointed bedrooms and five full bathrooms providing comfort and privacy for everyone. You won't soon forget the peaceful serenity of the third-floor oceanfront loft, where time seems to slow down and the endless blue horizon becomes your daily backdrop. The outdoor living spaces are equally impressive. Relax on the expansive decks while listening to the soothing rhythm of the waves, or cool off in your private pool after a day on the beach. Spectacular sunsets can be enjoyed from the sound-side decks, including a spacious screened porch that's perfect for evening gatherings with family and friends. Whether you're hosting summer celebrations, savoring a quiet morning coffee overlooking the ocean, or unwinding beneath a sky full of stars, this home delivers the ultimate Outer Banks lifestyle. Ideally located in the heart of Avon, you'll enjoy convenient access to local dining, shopping, fishing, watersports, and all the attractions that make Hatteras Island such a sought-after destination. Don't miss this rare opportunity to own a beautiful oceanfront property where endless views, coastal charm, quality improvements, and exceptional amenities come together in one remarkable package. Patti's Place is a proven income-producing investment with a strong rental history and a loyal base of returning guests year after year.

Where the wild horses roam free and the Atlantic Ocean meets 1.3 acres of pristine coastal privacy, you will find this spectacular ten-bedroom, ten-and-a-half-bathroom oceanfront estate. Located just 2.3 miles up the off-road beaches—a world away from the everyday, yet effortlessly accessible—this near 5,000-square-foot custom masterpiece was completed in 2018 to offer the absolute pinnacle of Outer Banks living. Showing like a brand-new home, the property has been meticulously maintained, featuring complete interior and exterior paint freshly completed in 2026, along with recently replaced HVAC systems to ensure total peace of mind. Boasting 60 feet of direct ocean frontage, the home delivers mesmerizing, unobstructed wave-breaking views to the east for breathtaking sunrises, alongside stunning sunset views over the Currituck Sound and its outer islands to the west. Designed flawlessly for grand-scale entertaining and total relaxation, the outdoor oasis features expansive east and westside decking that frames the panoramic views, leading down to a massive backyard pool area. This exterior retreat comes complete with a brand-new 2026 hot tub, a dedicated kiddie pool, a built-in grilling area, a gas firepit, and abundant lounge seating. Stepping inside to the ground level directly from the pool deck, you are greeted by a spectacular entertainment pub featuring a full wet bar equipped with an ice maker, microwave, refrigerator, and multiple flat-screen televisions. This space flows seamlessly into a spacious game room with a pool table, which sits adjacent to a private, dedicated movie theater room perfect for evening films and gaming. An elevator services all levels of the home, and this ground floor is rounded out by two luxury en-suite bedrooms, plus a third bedroom utilizing a shared full bath. The mid-level serves as an ideal secondary retreat, offering a large central gathering area, convenient dual stackable washers and dryers, and five spacious en-suite bedrooms, several of which feature beautiful custom tile showers. Ascending to the top level, you will be utterly memorized by the sweeping ocean views framed perfectly through a dramatic wall of windows. The massive living room features vaulted ceilings, an electric fireplace, and direct access to both the east and west decks. Nearby, the chef’s dream kitchen is fully loaded to handle large crowds, boasting dual refrigerators, dual dishwashers, a double wall oven, a stovetop range, premium granite countertops, and a large island with bar seating. Two grand en-suite bedrooms anchor this top tier, each boasting upscale tile showers and private deck access. Beyond its physical beauty, this property is a proven investment powerhouse situated securely in the coveted X flood zone, meaning no flood insurance is required. It has a highly productive history of grossing over $200k annually for the last several years, and the current 2026 season is already outperforming expectations with $215k in rental income already booked. For serious buyers looking for a transparent and smooth transaction, a comprehensive pre-listing home inspection is available for review. Whether you are seeking a lucrative rental machine to anchor your investment portfolio or a private family legacy estate, this Corolla gem is unmatched in both luxury and performance.

Beautiful oceanfront cottage ideally located in the heart of Carova Beach. This turnkey property has been thoughtfully updated with major improvements, including new siding (2017), a fortified roof (2022), new septic drain fields (2022), a hot tub(2023), a water heater(2025) and all-new plumbing (2023). This home offers exceptional versatility, making it an ideal second home, vacation getaway, or investment opportunity. The three-bedroom layout is situated in an X Flood Zone, meaning flood insurance is not required. Upon entry, you are welcomed into a warm and inviting open-concept great room and kitchen, featuring cathedral ceilings and tongue-and-groove walls that capture the classic Outer Banks coastal charm. The south-facing primary bedroom includes an ensuite bath and private sliding door access to the oceanfront deck and hot tub area. The north wing of the home features two additional bedrooms, currently configured as a king bedroom and a bunk room, providing comfortable accommodations for family and guests. An attached garage offers excellent owner storage or potential to be converted into a recreation space. The ground level includes a concrete slab, creating a shaded outdoor gathering area perfect for summer enjoyment. From the home, a seamless transition leads to the elevated beach walkway to the dune, providing convenient and direct access to the ocean. Don’t miss this opportunity to own an affordable, well-maintained oceanfront property. Schedule your showing today.

Welcome to this exceptional 12-bedroom, 10.5-bath custom-built oceanfront estate, where refined coastal design meets timeless luxury. Thoughtfully positioned to capture sweeping, unobstructed Atlantic Ocean views, this remarkable residence offers an unparalleled Outer Banks experience with a spacious layout, elevated finishes, and true resort-style amenities for guests of all ages. From the moment you arrive, the superior craftsmanship and attention to detail are evident. Built with premium, oceanfront-durable materials by Mancuso Development, the home features oversized ocean-view windows, classic lap siding, composite decking, and vinyl handrails—each carefully selected to enhance longevity, beauty, and effortless living on the coast. Inside the main house, an expansive open-concept living area is framed by walls of glass showcasing endless ocean vistas. The chef’s kitchen is a standout, complete with dual stainless steel appliances, generous counter space, and ample seating—ideal for hosting family and friends. A gas fireplace anchors the stylish living room, while the adjacent dining area opens to a private oceanfront deck, perfect for morning coffee or evening sunsets. The main level also includes a luxurious king ensuite with a soaking tub and custom shower, a convenient half bath, and elevator access to all floors. The mid-level features six well-appointed ensuite bedrooms, including kid-friendly bunk rooms, along with a laundry area and a welcoming foyer den with wet bar—an inviting space for relaxed gatherings. On the ground level, entertainment takes center stage with a game room featuring a wet bar, arcade games, gaming station, and foosball. This level also offers direct access to the private heated pool and cabana, two additional bedrooms, a full bath, and another king ensuite. A breezeway connects to the guest house, providing a private retreat ideal for extended family or visitors. The upper level of the guest house hosts a family suite with a king bedroom, built-in bunk room (queen/twin), shared full bath, and wet bar. Below, guests will enjoy a dedicated theater room and an additional game room with a pool table, shuffleboard, and arcade games. Outdoor living is equally impressive, with a heated in-ground pool, spa, cabana house and tiki bar, shuffleboard, ping-pong, outdoor shower, and direct beach access. Dune-top seating offers the perfect vantage point to enjoy sunrise views and the soothing sound of the waves. Ideally located in Corolla, this estate is just minutes from premier shopping and dining, the Currituck Beach Lighthouse, historic Corolla Village, and the renowned 4x4 beaches where wild horses roam freely. Combining luxury, craftsmanship, and coastal elegance, this extraordinary oceanfront estate presents a rare opportunity for a private retreat or a premier investment along North Carolina’s Outer Banks.

Superior Oceanfront location! This 8 bedroom solid performing vacation rental home sits on a deep lot located next to the Prospect beach access in Kill Devil Hills, with views of the Wright Brothers Memorial. Neighboring to the west is National Park Service Property, which allows more privacy, incredible sunsets, and less hustle and bustle even in the busy summer months. Enjoy spectacular sunrises and panoramic ocean front views from the top floor fit for entertaining large groups after long beach days. There are plenty of dining areas, dining room seats 10+, breakfast nook seats 4, and eat in bar seats 8. The living room has lots of space for relaxing while looking out to the ocean. The kitchen is equipped with stainless steel appliances, granite countertops, and tile flooring. A large primary suite is also located on this level with an expansive master bath with jet tub and shower. Strolling down to the mid level you will find 5 bedrooms, all with King sized beds. Two of the King Bedrooms include a private bathroom and deck access facing the ocean. The ground floor is for fun with access to the heated pool, game room, wet bar and lounge area that includes a full size refrigerator and a table for four. On this level is also the media room, two pyramid bunkbed/bunkbed rooms, a full bathroom and separate laundry room. Enjoy the ultimate convenience of your own private walkway to the beach (recently updated by seller) with direct oceanfront access. This location is pretty hard to beat, right in the heart of KDH near great restaurants, shopping and the Wright Brothers Memorial!

One of These Nights is an exceptional oceanfront home centrally located in the heart of Nags Head. It features a spacious floor plan with 10 well-appointed en-suites, game room, media room, elevator, heated pool and multiple areas to relax and socialize with friends and family. The owner has been meticulous with keeping this home up to date with maintenance and decor. The location is ideal to enjoy all the town of Nags Head has to offer including shopping, dining and entertainment. Most recent updates include new interior paint, outdoor shower and some new interior and outdoor furniture. Potential oceanfront buyers will appreciate how this home shines!

Designed for both relaxation and entertaining, the home features expansive sun and covered decks, a screened porch, and panoramic ocean views that showcase unforgettable sunrises over the Atlantic. Inside, the open-concept top level boasts cathedral ceilings, a gas fireplace, and a beautifully updated kitchen equipped for serious cooking, including high-end appliances, double dishwashers, and ample gathering space. This extraordinary oceanfront home delivers a top-tier vacation income-producing property. SOUTHERN SOL delivers space, views, and the ultimate Outer Banks lifestyle. This stunning 7-bedroom, 7-bath oceanfront retreat perfectly situated on an oceanfront lot. Located in the heart of Avon within the well maintained planned community known as Kinnakeet Shores. This exceptional home - “Southern Sol” - offers the ideal blend of upscale comfort, breathtaking views, and unbeatable rental performance. With seven spacious bedrooms (5 ensuites)—this home provides privacy and comfort for large groups. Amenities include: elevator, a private oceanfront pool, hot tub, sauna, two outdoor showers, a fully loaded game room and more. A proven investment year after year, with over $200K rental income for the 2026 season. Instant income.