Outer Banks Flood Zones & Insurance Guide

Incredible views and STRONG rental income at this OCEANFRONT in Waves. Boujee & the perfect size with 4 bedrooms, private pristine pool, hot tub & tiki bar with vegetated dune line. BRAND NEW FORTIFIED ROOF February 2026! The views from this home are truly out of this world. The expansive newly remodeled sun deck on the top level was designed with relaxation—and even cornhole competitions—in mind, quickly becoming a favorite gathering spot for guests to enjoy unobstructed ocean views and dazzling east coast sunrises. Inside, the sunny great room features beautiful white oak wood floors with a wire brush finish-both upstairs and downstairs, a sleek kitchen with bar seating, a spacious dining area, a half bath, and a comfortable living space complete with a 55" HDTV, satellite system, and sound bar. Step outside to discover the sparkling private pool, indulgent hot tub, and easy beach access. The second level hosts the convenient laundry area and four inviting bedrooms, each with its own TV: King bedroom and queen bedroom (shared full bath) King bedroom and pyramid/trundle bedroom (access to hall bath). Well maintained with two new sliders, NEW decking, CLOUD 9 offers both comfort and peace of mind. Spend a little time here, and you’ll see why it’s the perfect place to fulfill your Outer Banks vacation dreams.

Looking for a combination of recent updates and strong rental potential right on the beach in Nags Head? "All Is Well By The Sea" offers that and so much more! This 7BR/6BA (plus 2 half baths) home sits behind a strong vegetated dune overlooking the Atlantic Ocean. Brand new flooring on the ground level welcomes you inside, and a brand new Pella vinyl slider on the top floor frames the blue water views. The open living and kitchen area on the top floor allows the entire family to spend time together with the ocean as a backdrop. Quartz countertops in the kitchen with stainless appliances add a modern touch. With 4 private master suites, a bunk room for the kids, and a game room with pool table, there's plenty of space inside for everyone to find their own hangout spot. And if you like spending time outside, the top deck is covered and offers amazing views of both the ocean and the beach itself. The fenced back yard has a private in-ground pool, a hot tub, and a gate that leads to a "dune top" deck where you can enjoy unobstructed views of the beach and listen to the waves. Follow the path from the deck to the beach, just a few steps away! This home has a strong rental history (generating $222k of rental income in 2025), with over $110k already on the books for 2026 and a projection on file for over $260k/year in advertised rents. This makes it a true "10% home" with actual rental income. Bringing your electric vehicle? There's a charging port in the covered parking spot under the home. With many thoughtful updates, a modern kitchen and clear views of the Atlantic Ocean across walls of windows and doors, this is truly a unique beach home and vacationers agree! The home is situated in a great section of Nags Head, and with the Bonnett Street public beach access just a short distance north, all of your new friends can park their cars and meet you on the beach! It's an easy walk to restaurants, coffee shops, and Dowdy Park. If you've been looking for an escape from big cities and the 9-5 grind, this home might remind you that "All Is Well By The Sea!"

Tucked away on the shore of Hatteras Island, this 4 bedroom, 2 bath coastal retreat offers the perfect blend of laid-back island living and strong investment performance. Spend your mornings watching the sunrise from the deck and your evenings unwinding in the hot tub after a full day of beachside living. Conveniently located just minutes from local favorites, you’re a short drive to the shops, dining, and fishing access in Rodanthe, with easy access to nearby villages like Waves and Salvo. Whether it’s grabbing dinner, launching a fishing trip, or exploring the shoreline, everything you (and your guests) need is close by, while still maintaining that peaceful, away-from-it-all feel. Inside, the flexible lower level offers space for a game room, second living area, or office, ideal for maximizing guest experience and rental appeal. Multiple covered decks, amazing oceanfront views, an outdoor shower, and inviting indoor-outdoor flow make this home a favorite for repeat visitors. With a proven rental history of $79,000 in 2024 and $65,000 in 2025, plus $44,000 already booked for 2026, this property offers both immediate income and continued potential. Recent updates include plumbing (2019), LVP flooring throughout (2021), hot tub and partial deck replacement (2023), and exterior HVAC units, stove, dishwasher, and upstairs slider (2024)—meaning less upfront work and more time enjoying the investment. **** Property is located in a high erosion area and may be subject to ocean overwash, which could impact rebuildability. Buyers are encouraged to verify all applicable North Carolina Coastal Area Management Act (CAMA) regulations and restrictions.

Welcome to this exceptional 12-bedroom, 10.5-bath custom-built oceanfront estate, where refined coastal design meets timeless luxury. Thoughtfully positioned to capture sweeping, unobstructed Atlantic Ocean views, this remarkable residence offers an unparalleled Outer Banks experience with a spacious layout, elevated finishes, and true resort-style amenities for guests of all ages. From the moment you arrive, the superior craftsmanship and attention to detail are evident. Built with premium, oceanfront-durable materials by Mancuso Development, the home features oversized ocean-view windows, classic lap siding, composite decking, and vinyl handrails—each carefully selected to enhance longevity, beauty, and effortless living on the coast. Inside the main house, an expansive open-concept living area is framed by walls of glass showcasing endless ocean vistas. The chef’s kitchen is a standout, complete with dual stainless steel appliances, generous counter space, and ample seating—ideal for hosting family and friends. A gas fireplace anchors the stylish living room, while the adjacent dining area opens to a private oceanfront deck, perfect for morning coffee or evening sunsets. The main level also includes a luxurious king ensuite with a soaking tub and custom shower, a convenient half bath, and elevator access to all floors. The mid-level features six well-appointed ensuite bedrooms, including kid-friendly bunk rooms, along with a laundry area and a welcoming foyer den with wet bar—an inviting space for relaxed gatherings. On the ground level, entertainment takes center stage with a game room featuring a wet bar, arcade games, gaming station, and foosball. This level also offers direct access to the private heated pool and cabana, two additional bedrooms, a full bath, and another king ensuite. A breezeway connects to the guest house, providing a private retreat ideal for extended family or visitors. The upper level of the guest house hosts a family suite with a king bedroom, built-in bunk room (queen/twin), shared full bath, and wet bar. Below, guests will enjoy a dedicated theater room and an additional game room with a pool table, shuffleboard, and arcade games. Outdoor living is equally impressive, with a heated in-ground pool, spa, cabana house and tiki bar, shuffleboard, ping-pong, outdoor shower, and direct beach access. Dune-top seating offers the perfect vantage point to enjoy sunrise views and the soothing sound of the waves. Ideally located in Corolla, this estate is just minutes from premier shopping and dining, the Currituck Beach Lighthouse, historic Corolla Village, and the renowned 4x4 beaches where wild horses roam freely. Combining luxury, craftsmanship, and coastal elegance, this extraordinary oceanfront estate presents a rare opportunity for a private retreat or a premier investment along North Carolina’s Outer Banks.

Gull Cottage presents a rare opportunity to own a custom-built oceanfront retreat on the sought-after 4x4 beaches of Carova, boasting 80 feet of unobstructed ocean frontage and directly bordering False Cape State Park for unparalleled privacy and natural surroundings. Positioned approximately 10 miles up the beach on an elevated oceanfront lot, this exceptional property offers 7 bedrooms, 6 full baths, and over 3,500 square feet of thoughtfully designed living space, with sweeping ocean and dune views from nearly every room. A strong, proven rental history further enhances its appeal. The home showcases a distinctive vintage maritime aesthetic, blending timeless coastal character with modern comfort. Vaulted wood ceilings, pine floors, and hand-carved teak furnishings are complemented by curated nautical details that create a warm, authentic seaside ambiance. The retro-inspired kitchen is both stylish and functional, featuring dual stainless steel appliances, abundant cabinetry, and a center island—perfect for entertaining large groups with ease. The main living level offers an open-concept layout with generous seating, surround sound, a gas fireplace, and expansive ocean views that frame the space beautifully. This level also includes an en suite bedroom, an additional full bath, and direct access to ocean-facing decks. An elevator provides convenient access to all three levels. Upstairs, the primary en suite serves as a private sanctuary with beamed ceilings, a jetted tub, dual vanities, and a private deck overlooking the Atlantic. A loft overlook captures panoramic views of the dunes and coastline beyond. The ground level is designed for recreation and relaxation, featuring two additional en suite bedrooms, a game room with pool table, lounge seating, and a wet bar with granite countertops. Outdoor living is a true highlight. Brand-new Tigerwood decking surrounds the private heated pool and spa, creating multiple spaces to relax and take in the oceanfront setting. A private beach access leads to a dune-top deck with built-in seating and lighting, offering seamless access to the shoreline. Kayaks and paddleboards are included for exploring the surrounding coastal waters. Whether envisioned as a one-of-a-kind second home or a high-performing vacation rental, Gull Cottage delivers exceptional location, design, views, and amenities. With 80 feet of direct ocean frontage, False Cape State Park just steps away, added beach privacy, roaming wild horses, and the untouched beauty of the 4x4 beaches, this is truly a standout offering in Carova, Corolla, North Carolina.

Welcome to "Rock n Real" one of Frisco's premiere homes! Experience coastal living in this solid 7 bedroom, 5 full and 2 half bath oceanfront retreat. Positioned uniquely between the Atlantic Ocean and Pamlico Sound, this home is a rental favorite that offers both ocean and sound views! This beautifully maintained and thoughtfully updated 4,700 square foot home is being offered turn key and fully furnished with a strong rental history. Step outside to the private backyard designed for entertaining with a large pool, hot tub and multiple sitting areas. Expansive multi-level decks provide vantage points to capture the ocean and sound views. Inside, the open-concept top level showcases 2 bedrooms, vaulted ceilings, a spacious living and dining area, and a well-appointed kitchen featuring new 2025 appliances. The mid-level includes five comfortable bedrooms, while the ground level offers a game room, sitting area, and large storage area. This Frisco location is close to a beach access ramp and the Billy Mitchell Airport and Hatteras Village is just to the west where several marinas offer world class fishing and additional excellent restaurants. Rock n Real delivers so come and discover why this Frisco gem is a rental favorite!

Welcome to Perfect Peace, a classic oceanfront home in Rodanthe with room for the whole crew and updates that check all the boxes. Located right on South Shore Drive, the home was lifted and moved back on the lot in 2025 and has received a major refresh in the process. The entire lower level was rebuilt and now features a brand-new game room with a wet bar, half bath, and two ensuite bedrooms. The game room also includes a new air hockey table and a 500+ game arcade system. The second floor offers four additional bedrooms, including two king ensuites—three of which open to a shaded deck with ocean views and a new 6-person hot tub. The top-level primary suite has tray ceilings, a Jacuzzi tub surrounded by windows, and a separate glass-enclosed shower. The main living area features high ceilings, cypress trim, and custom windows, and opens to a large screened porch and sundeck—plenty of room to gather or spread out. A spiral staircase leads to the ship’s watch, a quiet spot to take in the views or sneak away with a book. Recent improvements include a fully rebuilt lower level, new LVP flooring throughout, a 3-zone HVAC system with Ecobee thermostats and sensors on doors and windows, fresh paint, all new decks, a new driveway, new septic system, updated electrical panels, new deck furniture and even the pilings are new. The entire ocean-facing wall was replaced, including new doors and windows on that side and throughout the lower level. A new fortified roof has now been installed, with light-colored shingles to help reduce summer heat gain and energy costs. In addition, smart energy-saving and remote-control features have been added, appealing both to owners and to those using the home as a rental. Window film is also planned for installation this winter on the main living level to further reduce solar heat and protect interiors, adding another layer of energy efficiency. Located just down from the Rodanthe Pier, you’re close to fishing, watersports, and wide sandy beaches. The Chicamacomico Life-Saving Station, Pamlico Sound, and local favorites like Watermen’s and Good Winds are nearby. Whether you’re looking for a solid rental or a second home to make beach memories, Perfect Peace is ready when you are.

Welcome to DREAM COME TRUE II, the ultimate oceanfront getaway in Avon! The seller has thoroughly prepared for a pool addition, with a survey and CAMA permit on file showing its potential location. DREAM COME TRUE II is an exceptional rental property. The addition of a pool is anticipated to significantly increase rental income, with projections estimating a potential $166,430,making it an even more appealing investment opportunity. This stunning five-bedroom, four-bath home offers unparalleled coastal luxury. Recent upgrades and additions include a new Tiki bar for refreshing drinks after a day on the sand and a fully renovated top-level master bathroom in 2024. In 2023, the home was freshly painted and updated with luxury vinyl plank, complemented by new art and décor. This beautiful home features two wrap-around decks for stunning beach views, a hot tub with privacy lattice, and four large bedrooms on the first level, including two queen master bedrooms, a queen bedroom, and a bedroom with a single bunk and a queen bed sharing a bathroom. A king master bedroom on the main level offers ultimate privacy. The spacious, light-filled open floor plan is perfect for entertaining, with a kitchen that boasts stainless steel appliances, granite, and a large center island. The top-floor game room with shuffleboard provides indoor recreation. The property is conveniently located near attractions like Avon Pier and Canadian Hole, ideal for kiteboarding and kayaking. The local area brims with dining options such as Gidget’s Pizza, Oceana’s Bistro, Pangea, and Ketch 55, along with a variety of shopping venues that add to the charm and convenience of Avon living. A chain grocery store, hardware store, and medical center are also conveniently located nearby. This home is your dream come true, perfect for creating lifelong memories with family and friends. Don't miss your chance to own this prime oceanfront property. Schedule your viewing today and make DREAM COME TRUE II your reality!

Welcome to Laughing Gull, a classic oceanfront escape tucked away on Liberator Way in Hatteras Village. This 4 bedroom, 2.5 bath coastal home is all about the views, the breeze, and easy days by the water. Step inside and you are greeted by beautiful wood floors and a bright, open living area filled with natural light. The sun pours through the windows and reflects off the Atlantic, creating that magical glow you only get from an oceanfront home. From the living room, step out onto the sun deck where the sound of the waves becomes the soundtrack to your day. One of the most special spots in the house is the crow’s nest, offering truly unmatched panoramic ocean views. It is the perfect place for morning coffee, watching dolphins pass by, or catching the colors of a Hatteras Island sunrise. After a day on the beach, rinse off in the outdoor shower and slip into the hot tub tucked beneath the home, where you can relax and listen to the surf roll in. Located in the heart of Hatteras Village, you can hop on your golf cart and cruise down to Teach’s Lair Marina to see what the charter boats brought in for the day, grab dinner at one of the village’s waterfront restaurants, or browse the shops at The Landing. Feeling adventurous? The Hatteras Ferry Dock is just minutes away for an easy day trip to explore charming Ocracoke Island. For those looking for an investment opportunity, Laughing Gull is already a strong short term rental with 15 weeks booked for the season, giving the next owner a great head start on rental income. Oceanfront homes in Hatteras Village with views like this do not come along often. Do not let this one get away. Come claim your own slice of oceanfront paradise.

Beautiful oceanfront cottage ideally located in the heart of Carova Beach. This turnkey property has been thoughtfully updated with major improvements, including new siding (2017), a fortified roof (2022), new septic drain fields (2022), a hot tub(2023), a water heater(2025) and all-new plumbing (2023). This home offers exceptional versatility, making it an ideal second home, vacation getaway, or investment opportunity. The three-bedroom layout is situated in an X Flood Zone, meaning flood insurance is not required. Upon entry, you are welcomed into a warm and inviting open-concept great room and kitchen, featuring cathedral ceilings and tongue-and-groove walls that capture the classic Outer Banks coastal charm. The south-facing primary bedroom includes an ensuite bath and private sliding door access to the oceanfront deck and hot tub area. The north wing of the home features two additional bedrooms, currently configured as a king bedroom and a bunk room, providing comfortable accommodations for family and guests. An attached garage offers excellent owner storage or potential to be converted into a recreation space. The ground level includes a concrete slab, creating a shaded outdoor gathering area perfect for summer enjoyment. From the home, a seamless transition leads to the elevated beach walkway to the dune, providing convenient and direct access to the ocean. Don’t miss this opportunity to own an affordable, well-maintained oceanfront property. Schedule your showing today.

Experience the ultimate coastal living at the Victorian Dollhouse, an enchanting oceanfront property located in the coveted Hatteras Colony neighborhood in Salvo. This charming four-bedroom, three-bathroom home boasts expansive ocean views and an array of delightful features that will make you the envy of any beach-loving doll. The first floor welcomes you with a separate family room for relaxed gatherings and two comfortable bedrooms, perfect for guests. Ascend to the second floor, where you'll find the spacious great room, ideal for entertaining, a well-equipped kitchen with a breakfast bar, a cozy dining room for family meals, and a third bedroom for added convenience. The third floor rounds out the living spaces with a primary bedroom featuring a luxurious Jacuzzi tub and a comfy sitting room, perfect for relaxing. Outdoor amenities are just as impressive. Enjoy large sundecks with stunning ocean views, or unwind in the seven-person hot tub situated in one of the two screened-in porches. For some friendly competition, the shuffleboard court awaits your enjoyment. The Victorian Dollhouse has an impressive rental history with over $78,000 in 2023, offering a lucrative opportunity to offset the cost of ownership. The Tri-Village area offers a wealth of attractions and activities. Kiteboarding and windsurfing enthusiasts will appreciate the ideal sound access across the street in the Wind over Waves subdivision. The Salvo Day Use Area provides sound-front beaches, picnic spots, and a playground, making it perfect for family outings. Don’t miss the Rodanthe Pier, a local hotspot for anglers and sightseers alike. For dining and entertainment, visit waterfront restaurants like Good Winds and Waterman's, where you can enjoy breathtaking sunset views and delicious meals. If you're seeking adventure, take a kiteboarding lesson at Real or Kitty Hawk Kites. Place this stunning oceanfront home at the top of your list and start making unforgettable memories!

Some Beach Homes Have Ocean Views. This One Is The Ocean View. Set directly on the Beach in Corolla's Ocean Hill community, this seven-bedroom, seven-bathroom home was designed around a single idea: nothing between you and the sea. Three levels of ocean-facing decks give you a front-row seat to everything — sunrise with coffee, afternoon breezes, and evening gatherings as the light fades over the water. A private elevator connects all three floors, making the home accessible and easy to navigate for everyone. Inside, seven bedrooms give guests real space and real privacy. The layout works whether this becomes a family compound, a vacation rental, or a personal retreat. The kitchen is built for how beach houses actually get used — big group dinners, long breakfasts, late nights that no one wants to end. It opens naturally into the main living areas, with the ocean always in view. Outside, a private pool and hot tub anchor the outdoor space. The game room handles the days when you want to stay in. And the beach? Direct access — it's right there. Boasting a gross rental income of $282,978 this season, with more to come, do not let this one pass you by!